How it works
What is compound interest?
Compound interest is the interest you earn on your original money and on the interest you already earned. Over time, this snowball effect can turn small, consistent contributions into significant wealth.
Start with any amount
You don't need a large lump sum. Even a small initial deposit plus regular monthly contributions can grow meaningfully over time.
Rate of return matters
A higher annual return accelerates growth, but consistency matters more than chasing the highest rate. A realistic long-term average is often 6–8%.
Time is your advantage
The longer your money stays invested, the more time interest has to compound. Starting early often beats investing more later.
Track it in Zavro
Use Zavro to track your actual savings, net worth, and financial goals alongside projections like these.